Perhaps the most challenged line of insurance coverage is PI where until recently insurance was available at reasonable rates and for the majority of activities. However, more recently companies that undertake any aspect of construction work have found it increasingly difficult to secure appropriate and affordable cover. The introduction of large excess payments, exclusion clauses, particularly for cladding and fire safety, and the high cost of many policies is resulting in certain types of work becoming unviable as businesses find obtaining PI insurance cover unaffordable or impossible altogether. How to manage owner and contractor professional indemnity future requirements, what insurers are doing to meet this protection gap and the risk appetite that exists will be the subject of this session between representatives from the construction industry, insurers and lawyers.