The construction sector is working hard to adopt new materials for projects in order to meet net zero goals, but the insurance sector has been criticised for failing to respond in key areas such as mass timber and green concrete. Insurance market experts believe, however, that this criticism is often ill-founded and say that the market is responding. How is the market responding, who is delivering the innovation needed to support the transition to what is coming next? How could and should sustainability standards for the construction sector such as BREEAM be used to help deliver genuinely greener projects and also help secure funding and adequate cover?