Liability Orders are emerging as a powerful, and often underestimated, source of risk for large construction contractors, reshaping exposure long after projects are completed and increasingly cutting across traditional contractual and insurance boundaries. This session examines the latest developments in Liability Orders across key jurisdictions such as the implementation of the Building Safety Act 2022 which has had a fundamental impact on the risk profile and liability of those operating in the UK construction sector, why regulators and courts are expanding their use and how they can impose significant financial, operational and reputational consequences on contractors and project owners.

With an insurance and claims lens, the presentation explores where Liability Orders intersect — or fail to align — with public liability, environmental liability, professional indemnity and D&O coverage, and how coverage disputes can arise years after project delivery. Aimed at experienced risk managers and insurance buyers, the session focuses on what these trends mean for future risk governance: how contractors should anticipate Liability Orders at the project-planning stage, adapt insurance programme design, strengthen documentation and compliance frameworks and prepare for a legal environment where liability increasingly extends beyond traditional fault-based claims and into regulatory-driven enforcement actions.