Modern construction projects — larger, more complex and more interconnected than ever  — demand sophisticated insurance programmes capable of addressing evolving technical, contractual and operational risks. From CAR/EAR policies that protect assets under construction, to delay in start-up cover that secures revenue streams, to professional indemnity for expanding design responsibilities and long-term latent defects and decennial liability solutions, insurance is becoming a strategic pillar rather than a transactional purchase. This session explores how these core insurance products are changing, how they shape risk allocation across the construction ecosystem and what large project owners and contractors must understand to secure adequate cover, strengthen risk governance and ensure resilience across the full lifecycle of their assets.