The cruise sector is experiencing renewed growth, bringing a complex mix of H&M and P&I liability exposures. This session examines the projected trajectory of the market to 2030, evaluating the credibility of growth forecasts and the implications for insurers, operators and risk managers in an increasingly complex operating environment.

Panellists will explore the specific requirements of cruise H&M cover, alongside P&I liabilities including passenger injury, crew claims, environmental incidents and third-party exposures. The discussion will also consider how heightened awareness of onboard health and biosecurity risks, evolving passenger expectations and crisis response preparedness are influencing underwriting, operational planning and liability management across the sector.

The session will further address key claims trends, structural questions around risk placement and whether cruise risks should remain within traditional yard placements or be managed separately to optimise coverage and mitigate both physical and liability exposures in this highly visible and rapidly evolving market.