Global programmes can cover a range of risks and territories, with admitted and non-admitted covers and overlying covers. As a result, there is a huge potential for gaps in coverage, with losses potentially falling into the cracks. 
With numerous operations in different territories, ensuring blanket coverage is a must. Key questions in this session include:

• How do gaps occur and how to avoid them?
• What are the typical gaps in cover, whether primary or umbrella?
• What gaps and confusion can occur with terms and conditions leading to missing coverage? 
• How can FINC be used to help plug gaps?
• How to obtain certainty and uniformity whilst maintaining compliance and keeping costs down?
• What are the big challenges posed in terms of nat cat, cyber and supply chain/NDBI – do these risks need to be dealt with separately?