The construction industry is one of the most complex and high-risk sectors. That’s why having the right insurance coverage in place is essential. However, there are common pitfalls in construction insurance policies including inadequate coverage, unawareness of policy exclusions, failing to require proper insurance from subcontractors, and misclassifying workers, leading to potential financial losses and legal issues. In this workshop we explore the world of exclusions, conditions, and endorsements and provide insurance buyers some guidance on understanding policy wordings.